Charlottesville Short Sale Success Tip #1: Contact Your Lender

Charlottesville Short Sale Success Tip #1: Contact Your Lender

Charlottesville Short Sale Success TipsCommunication with your lender is key to achieving a successful Charlottesville short sale. As soon as you start experiencing financial difficulties contact your lender. The worst thing you can do is to ignore the problem. The sooner you reach out for help the more assistance your lender may be able to provide. Your lender may have foreclosure prevention programs available to help you.

Unfortunately, not every distressed homeowner can or should save their home. If you are significantly upside down in your Charlottesville home or facing extenuating circumstances that will have a long-term effect on your finances a Charlottesville short sale may be your best solution. The main goal of a short sale is that you get out from under your mortgage debt. Our Charlottesville short sale agents attempt to negotiate all of our short sales so lenders waive their deficiency judgement rights although this can NEVER be guaranteed.

A Charlottesville short sale can be a win-win solution for all parties involved. It’s a common misconception that the lender wants your house. In reality, the foreclosure process is expensive for lenders so they would much rather find a way to avoid foreclosure. If your only choice is a foreclosure or short sale, in most scenerios a short sale is going to be a better choice.

If you are thinking about selling your Charlottesville home and you anticipate a short salecontact us for a FREE, no obligation, confidential consultation to evaluate your options. Don’t wait, get the help you need before it’s too late!

It’s critical to speak with an experienced short sale specialist as soon as possible!

The content provided is for informational purposes only. We can not give legal or tax advice. It is highly recommended that you consult with an attorney and tax accountant regarding the specifics of your situation to determine the best solution for you.

Photo Credit: Wikipedia (Creative Commons: Universal Public Domain).

Published by Allegra Williams

Allegra Williams is a full-time residential Charlottesville VA REALTOR®. As a Certified Distressed Property Expert, Allegra helps homeowners facing financial distress sell their homes through the successful negotiation of a short sale. Allegra serves Charlottesville and the surrounding counties of Albemarle, Greene, Fluvanna and Louisa.

Join the Conversation


  1. So true, homeowners should communicate with their lender and make note of with whom they talked, the date, time and the conversation. Homeowners should hire an experienced Charlottesville Short Sale Agents right away when experiencing financial difficulties. Great post, Allegra!

  2. Great tips Petra. It is very important to consult experts as soon as possible Homeowners shouldn’t wait until things have gotten worse before contacting charlottesville short sale agents so they know what to do. Thank you for sharing this Petra!

  3. So true! It is important to contact the lender and a knowledgeable short sale agent. Home owners also need to understand that the bank does not want their home and banks would prefer to avoid going through the foreclosure process. The sellers in your area are lucky to have a knowledgeable Charlottesville short sale agents to facilitate the sale of their home and avoid foreclosure.

  4. experienced Charlottesville Short Sale Agents your advice is spot on, distressed homeowners first step should be to ask their lender for assistance, heck you will never know if assistance is available unless you ask.

    Jimmy Williams
    Eustis FL Real Estate
    Eustis Short Sale Agents

Leave a comment

Your email address will not be published. Required fields are marked *